{"kind":"upsertLead","at":"2026-10-21T14:15:20.466Z","payload":{"lead_id":"1592169a-3ae5-421c-8b11-e0546c9dd5f7","schema_version":"lead_schema_v1","created_at":"2026-10-21T14:15:19.833Z","identity":{"email":"aziz.chammam+test@ridchadata.com","first_name":"Test","phone":"+33612345678"},"profile":{"statut_actuel":"freelance_micro","tjm_ou_ca":575,"jours_factures":20,"foyer":{"situation":"marie_pacse","enfants":0,"garde_alternee":0}},"simulation":{"inputs":{"status":"freelance_micro","tjmOrMonthlyGross":575,"daysPerYear":240,"household":{"maritalStatus":"marie_pacse","children":0,"childrenGardeAlternee":0},"cagnotteChoice":"may","cagnotteMonthly":1568.5},"scenarios":[{"id":"actuel","label":"Votre statut actuel","grossInflow":138000,"netPerceived":101982,"benefits":0,"tax":10800,"disposable":91182,"averageTaxRate":0.13175230566534918,"marginalRate":0.3,"details":{"cotisationsSociales":36018}},{"id":"portage_rd","label":"Portage RD sans optimisation","grossInflow":138000,"netPerceived":70757,"benefits":0,"tax":6006,"disposable":64751,"averageTaxRate":0.09100910091009101,"marginalRate":0.3,"details":{"fraisGestion":5520,"assurancesTaxes":1242,"salaireBrutAnnuel":90136,"ndf":0,"cagnotteMay":0,"perDeduit":0}},{"id":"portage_rd_optimise","label":"Portage RD optimisé","grossInflow":138000,"netPerceived":62169,"benefits":18000,"tax":3666,"disposable":76503,"averageTaxRate":0.06485270157673795,"marginalRate":0.11,"details":{"fraisGestion":5520,"assurancesTaxes":1242,"salaireBrutAnnuel":77209,"ndf":0,"cagnotteMay":18000,"perDeduit":0}}],"economie_annuelle_eur":-14679,"completed":true},"consent":{"marketing_optin":false,"timestamp":"2026-10-21T14:15:20.408Z","policy_version":"privacy-2026-10","ip_hash":"c60cb3d373d6b2aaed43b956fd4d0d96"},"attribution":{"first_touch":{"utm_source":"test","utm_campaign":"test_o2switch","landing_path":"/","timestamp":"2026-10-21T14:15:18.814Z"},"last_touch":{"utm_source":"test","utm_campaign":"test_o2switch","landing_path":"/","timestamp":"2026-10-21T14:15:18.814Z"},"lead_source":"direct","device":"mobile"},"funnel_stage":"consideration","funnel_events":[{"event":"lead_submitted","timestamp":"2026-10-21T14:15:19.833Z"}],"journey":{"angle":"lp_vrai-taux","last_step":"resultats","summary":"Freelance (micro-entreprise) · TJM 500 à 650 € (calcul 575 €) · 20 j/mois · Marié·e ou pacsé·e, sans enfant · net perçu 5 181 €/mois · taux foyer 6,5 % · −14 679 €/an en portage optimisé vs statut actuel"}}}
{"kind":"appendEvent","at":"2026-10-21T14:15:20.523Z","payload":{"leadId":"1592169a-3ae5-421c-8b11-e0546c9dd5f7","event":{"event":"lead_submitted","timestamp":"2026-10-21T14:15:21.255Z"}}}
